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The Value of Vehicle Background And HPI Checks

For UK residents, a vehicle check is a valuable source of a variety of information, especially for anyone who is considering purchasing a used car, lorry, motorcycle, or other type of vehicle. According to a recent report, as much as 33 per cent of used cars sold in the UK have some type of adverse history. This is why a car background check is so important in today’s market.

INFORMATION OFFERED BY THE DVLA

The Driver and Vehicle Licensing Agency (DVLA) gives users the opportunity to easily check out a wide variety of information, provided you have the make and registration number of the vehicle. This information includes:

  • The year the vehicle was manufactured
  • The colour of the vehicle
  • The size of the engine
  • The date the vehicle was initially registered
  • The current vehicle tax rate, as well as the date the current vehicle tax is due to expire
  • The vehicle’s CO2 emissions
  • The date when the current Ministry of Transport (MOT) test will expire
  • The vehicle’s SORN (Statutory Off Road Notification) status

The DVLA also provides a link to the Motor Insurance Database (MID), which discloses whether or not a vehicle is insured.

HPI CHECK

A vehicle check such as the HPI Check provided by HPI Ltd. also offers an array of useful information on cars, lorries, vans, and motorbikes in the UK that can protect a potential buyer from being the victim of vehicle fraud. This information includes:

  • The number of previous owners
  • The number of plate changes the vehicle has had, as well as if a previous plate has anything outstanding on it.
  • Whether or not the vehicle is listed as stolen on the Police National Computer
  • If an insurance company has declared the vehicle a write-off after suffering severe damage
  • If the DVLA has declared the vehicle should be scrapped
  • If the vehicle has been imported or exported at any time
  • Whether or not there is an existing finance agreement or outstanding loan secured on the vehicle. (This is critical because a vehicle’s debt remains with the vehicle itself and NOT the borrower.)
  • Potential mileage discrepancies, which are important because this gives potential buyers the ability to determine if it has or has not been regularly serviced and can also impact the overall value of the vehicle.
  • The estimated cost of fuel based on 12,000 miles
  • A valuation guide based on the vehicle’s make, model, condition, and overall mileage
  • A VIN/ Chassis check, which ensures that no issues have been recorded against the vehicle’s VIN

Although you will have to play for an HPI check, it may be well worth the potential cost. For drivers in the UK, there is simply no reason to purchase a vehicle without first performing a background check. Not only is the information readily available, but it can also protect you against becoming a victim of fraud.

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